Imagine your friend is in the middle of an important online meeting, or your family member needs airtime and there's no recharge facility nearby. What will you do to help them in such a situation? Don't worry, there are ways to overcome this sudden situation. MTN's airtime sharing feature saves the day. MTN Share lets you transfer airtime directly from your balance to any MTN number in Nigeria, using a USSD code, SMS, or the MyMTN app. Let's now look into the details of each method of how to share airtime on MTN in Nigeria.
Different Methods to Share Airtime on MTN in Nigeria
There are different methods to share Airtime on MTN in Nigeria. From the below given methods, you can choose whichever method feels easy and comfortable for you. Let's look at the methods.
Method 1: Code to Share Airtime on MTN in Nigeria — USSD Method
The quickest way to share airtime on MTN is through the USSD code. It works on any smartphone or basic feature phone and requires no internet connection.
1. Using direct code
Dial *312*RecipientNumber*Amount*PIN# and press OK/Send.
For example, to send ₦500 to 08031234567 with PIN 7654, dial: *312*08031234567*500*7654#
You'll receive a confirmation SMS once the transfer is successful, and the recipient gets airtime instantly.
2. Using the menu
1. Dial *321# and press OK/Send.
2. Select Airtime Share from the menu.
3. Select Transfer Airtime.
4. Enter the recipient's MTN number.
5. Enter the amount you want to send (minimum ₦50).
6. Enter your PIN to complete the transfer.
Both methods work the same way. The direct code is faster if you already know the number and amount, while the menu option is helpful if you want to be guided through the process step by step.
Method 2: Share Airtime on MTN via SMS in Nigeria
If you prefer texting over dialling codes, MTN also lets you share airtime through an SMS. This method is just as reliable and doesn't require an internet connection.
Here's how to do it:
1. Open your phone's messaging app.
2. Type: Transfer [Recipient's Number] [Amount] [PIN] Example: Transfer 08031234567 500 7654
3. Send this SMS to 321.
4. You'll receive a confirmation message asking you to verify the transfer.
5. Reply with YES to 321 to complete the transaction.
Once the transfer is confirmed, both you and the recipient will receive an SMS notification.
One thing to note: Do not include the Naira sign (₦) when typing the amount. Just write the number. So for ₦500, type 500, not ₦500.
This method is particularly useful when USSD services are slow or congested on the network. The SMS route is a reliable backup that MTN officially supports.
Method 3: Share Airtime on MTN Using the MyMTN App
For smartphone users, the MyMTN app offers the most visual and user-friendly way to transfer airtime. It's available on both Android and iOS.
Here's how to share airtime through the app:
1. Download the MyMTN app from the Google Play Store or Apple App Store
2. Open the app and log in with your MTN number.
3. On the homepage, tap on More (bottom right corner).
4. Go to Share & Borrow, then select Share Airtime/Data.
5. Choose Airtime Share.
6. Enter the recipient's MTN number and the amount you want to send.
7. Enter your transfer PIN and tap Proceed.
The transfer completes instantly, and both you and the recipient get a notification. If you don't have a PIN set up yet, the app will prompt you to create one before proceeding.
The MyMTN app also lets you view your transaction history, which is handy if you share airtime frequently and want to keep track.
MTN Airtime Share Limits and Charges
Once your PIN is set and you're ready to share Airtime on MTN, it helps to know the boundaries MTN has in place, so you don't run into any surprises mid-transaction.
• The minimum amount you can share per transaction is ₦50, and the maximum is ₦10,000.
• For your total daily transfers, MTN allows up to ₦100,000, whether that's to one person or spread across multiple MTN numbers.
• There's no restriction on how many times you can transfer in a day, as long as you stay within that cumulative limit.
• The good news is that MTN Share is completely free. No service charge is applied. Only the exact amount you choose to send gets deducted from your balance.
A couple of things to keep in mind:
• You can only transfer in whole Naira amounts. ₦71 is valid; ₦71.99 is not.
• Bonus airtime cannot be shared. Only your main account balance is eligible for transfer.
• If you're on a prepaid plan and your balance is less than the amount you want to send, the transaction will fail and you'll receive an error notification.
These limits apply across all three methods, which are USSD, SMS, and the MyMTN app. The rules don't change based on how you transfer.
Requirements To Share Airtime on MTN in Nigeria
Before you use the code to share airtime on MTN, there are a few basic conditions your line needs to meet. Knowing these upfront saves you from running into failed transactions.
• Both lines must be on MTN. You cannot transfer airtime from MTN to Airtel, Glo, or 9mobile. The sender and the recipient must both be active MTN subscribers.
• You need sufficient airtime balance. If your prepaid balance is less than the amount you're trying to send, the transaction will fail and you'll get an error message.
• You must have a transfer PIN. Every MTN line comes with a default PIN of 0000, but you need to change it to a unique 4-digit PIN before your first transfer. This is a mandatory security step.
• Postpaid users need a positive balance. If you're on a postpaid plan, you can only share airtime when your account is not in deficit.
How to Set Up or Change Your MTN PIN to Share Airtime on MTN?
Your PIN is the security key for every airtime transfer you make. Without it, no transfer can go through. If you're using MTN Share for the first time, here's how to create your PIN:
1. Dial *321# on your phone and press OK/Send.
2. Select the option to Create or Change PIN from the menu.
3. Enter your new 4-digit PIN and confirm it.
4. You'll receive an SMS confirming that your PIN has been set.
5. You can also change your existing PIN directly via USSD by dialing *321*OldPIN*NewPIN*NewPIN# and pressing OK.
Keep your PIN private. Anyone who has it can transfer airtime from your balance without your knowledge. If you suspect your PIN has been compromised, change it immediately using the same steps above.
Conclusion
Sharing airtime on MTN in Nigeria is straightforward once you know the right code and steps. Whether you use the USSD code *312#, the SMS method to 321, or the MyMTN app, the process takes less than a minute. Just make sure your PIN is set up, your balance is sufficient, and the recipient is on MTN — and the transfer goes through without a hitch.
And if you ever need to top up your own balance, here's a smart move. If you have gift cards sitting unused, you can sell gift cards in Nigeria on Cardsoon and use the money to pay bills, buy data plans, and more, all straight from the app.
FAQs
1. What is the code to share airtime on MTN?
The code to share airtime on MTN is *321# for the menu-guided method, or *312*RecipientNumber*Amount*PIN# for a direct one-step transfer. Both codes are officially supported by MTN Nigeria and work on any phone without an internet connection. Just make sure your PIN is set up before using either code.
2. How do I share airtime on MTN for the first time?
Before your first transfer, you need to create a transfer PIN by dialling *321# and following the prompts. Once your PIN is set, you can share airtime immediately using the USSD code, SMS, or the MyMTN app. The whole setup takes less than two minutes.
3. What is the minimum amount I can share on MTN?
The minimum amount you can transfer per transaction is ₦50. Any amount below this will not go through, so make sure your transfer is at least ₦50 before initiating. There's no restriction on sending exactly ₦50. It's a perfectly valid transfer amount.
4. What is the daily airtime transfer limit on MTN?
MTN allows a total cumulative transfer of up to ₦100,000 per day. This applies whether you're sending to one person or multiple MTN numbers. Once you hit that limit, you won't be able to make any more transfers until the next day.
5. Can I share airtime from MTN to other networks?
No, MTN Share only works between MTN numbers. Both the sender and the recipient must be active MTN subscribers. If you need to send credit to someone on a different network, you'll have to use an alternative method such as a bank transfer or mobile banking app.
6. Can I request airtime from someone on MTN?
Yes, MTN allows you to request airtime from another MTN user. Dial 3211#, select the request option, enter the number of the person you're requesting from, and specify the amount (minimum ₦50). An SMS request will be sent to that number, and they can choose to send the airtime or decline.





