Thousands of Nigerians struggle to make online international payments for subscriptions, ads and much more. Virtual Dollar card has provided them an easy alternative to avoid the disappointment of declined transactions. The next question is how to get a virtual dollar card in Nigeria easily? Some providers have made the process really complicated. But, not Cardsoon. We have just launched the cheapest virtual card in Nigeria which you can also get in a few steps. Let's get into more details!
What is a Cardsoon Virtual Dollar Card and How Does it Work?
You can think of the Cardsoon Virtual Dollar Card as your passport to global payments minus the hassle of paperwork and frustration that usually come with dollar cards in Nigeria. You can use it online just like a regular Visa or Mastercard. The difference is that it’s fully digital. Once created, the card details (card number, expiry date, and CVV) are available instantly inside the app.
So whether you’re paying for Netflix, Spotify, or Apple subscriptions, Cardsoon simply works without those annoying “transaction declined” messages Nigerians are all too familiar with.
How Does Cardsoon Virtual Card Actually Work?
Cardsoon keeps things refreshingly simple. You fund your Cardsoon wallet in Naira, and from there, you generate a virtual dollar card. The system automatically handles the conversion, so you’re not dealing with unclear exchange processes. Once your card is active, you use it online exactly the same way you’d use a physical dollar card.
- You don’t need to open a domiciliary account.
- You don’t need piles of documents.
- And you don’t need to wait forever.
Information You Require to get a Virtual Dollar Card in Nigeria?
Before you can start making dollar payments online, there’s one quick step you can’t skip, KYC verification. And honestly, it’s not as serious as it sounds. Cardsoon keeps KYC straightforward and stress-free. Just the basics needed to ensure everyone's safety: Here’s exactly what you’ll be asked for:
1. Your Date of Birth
2. Your BVN (Bank Verification Number)
3. A Valid Phone Number (This is important because you’ll receive a one-time password (OTP) on this number. The OTP is used to confirm that the account being created is truly yours.)
That’s literally It. You don't need any utility bills, passport uploads and endless back-and-forth emails. The entire verification process is designed to be fast and beginner-friendly, so you can move straight to creating your virtual dollar card and start paying online without delays.
How to Get a Virtual Dollar Card in Nigeria Using Cardsoon?
Step 1: Open the Cardsoon App
Launch the Cardsoon app on your phone. If you’re new, signing up takes less than a minute. You can even register instantly using your Google or Apple ID, so there’s no need to fill endless forms.
Step 2: Go to “Virtual Dollar Card”
Once you’re logged in, tap on “Virtual Dollar Card” from the dashboard.
Step 3: Complete Your KYC
If your KYC hasn’t been verified yet, you’ll be prompted to do that at this stage. It’s quick and straightforward, so you won’t be stuck here for long.
Step 4: Review the Terms
Take a moment to read through the terms and conditions. It’s always good to know what you’re signing up for, no fine-print surprises.
Step 5: Choose Your Card Type
Select the virtual card you want—Visa or Mastercard. Both work seamlessly for international online payments.
Step 6: Enter Your Contact Details
Input your contact information to complete the setup. This ensures your card details are properly linked to your account.
Step 7: Create Your Virtual Dollar Card
Tap “Create Virtual Card,” and that’s it. Your virtual dollar card is generated and ready to use for online payments almost instantly.
How to Choose the Best Virtual Card in Nigeria?
With so many virtual cards available in Nigeria today, choosing the right one can feel confusing. They all promise “easy payments” and “global access,” but once you start using them, the real differences begin to show. If you want a virtual dollar card that actually works when it matters, here are the key things you should look out for:
1. It Should Actually Work for International Payments
This sounds obvious, but it’s the biggest issue Nigerians face. A good virtual card should work smoothly on major international platforms without frequent declines. It's important to remember that you will be charged for each declined payment on Virtual card. If users constantly complain about failed transactions, that’s a red flag because you want to avoid declined payments at any cost.
2. Simple Setup, Not a Complicated Process
Some providers turn card creation into a full project with too many steps, too many documents, too much waiting. The best virtual cards are the ones you can set up quickly, with a clear process and minimal verification. If you can’t create a card within minutes, something’s wrong.
3. Transparent Fees (No Hidden Charges)
Always check how much it costs to:
Create the card
Fund it
Use it for payments
If fees are unclear or change without notice, you’ll end up spending more than you planned. A good virtual card provider is upfront about pricing from day one.
4. Flexible Card Options
Having the option to choose between Visa and Mastercard is a big plus. Some websites accept one and reject the other, so flexibility gives you fewer headaches and more payment success.
5. Reliable Support When Things Go Wrong
Even the best platforms can run into issues. What matters is how fast you get help. Look for a provider like Cardsoon with responsive customer support, not one that leaves you waiting for days.
6. Built for Nigerians, Not Just “Available” in Nigeria
There’s a difference between a platform that supports Nigeria and one that’s designed for Nigerians. The best virtual cards understand local challenges such as currency limits, payment restrictions, and exchange issues and are built to solve them.
What are the Benefits of Cardsoon Virtual Card?
1. One of the Cheapest Virtual Dollar Cards in Nigeria
Creating a Cardsoon virtual dollar card costs just $1. There are no exaggerated setup fees, no unnecessary charges before you even make your first payment. Read more about what makes it the cheapest Virtual Dollar card in Nigeria.
2. Fast Card Creation
With Cardsoon, you don’t have to wait hours or days to get started. Once your requirements are in place, your virtual dollar card is created almost instantly, ready for use right away.
3. Works on Popular International Platforms
Cardsoon is built for real-world use. From streaming subscriptions to online tools and ad platforms, the card works smoothly on major international websites that often reject Nigerian cards.
4. No Physical Card, No Delivery Stress
Everything is digital. There’s no plastic card to wait for, no delivery delays, and no risk of losing it. Your card details are securely available inside the app whenever you need them.
5. Simple and Beginner-Friendly
You don’t need to be tech-savvy to use Cardsoon. The app is clean, easy to navigate, and designed so even first-time users can create and manage a virtual dollar card without confusion.
6. Visa and Mastercard Options
Cardsoon gives you the flexibility to choose between Visa and Mastercard. This increases your chances of successful payments, especially on platforms that prefer one over the other.
7. Secure and Safe to Use
Security is a priority. Cardsoon uses verification and safeguards to protect your account and card details, so you can make online payments with confidence.
Conclusion:
Making online payments in dollars shouldn’t feel like a struggle but for many Nigerians, it often does. That’s exactly where virtual dollar cards come in and why Cardsoon stands out. With a simple signup process, minimal KYC, fast card creation, and one of the cheapest card creation fees in Nigeria, Cardsoon removes the usual barriers that stop Nigerians from paying globally.
If you’re tired of payment failures and complicated processes, switching to a virtual dollar card built for Nigerians could be the change you’ve been looking for. And with Cardsoon, getting started is not only easy, it actually makes sense.
